The Federal Deposit Insurance Corporation
(FDIC) is alerting banks that some
of their customers may be the unwitting subjects of a new fraud scheme
uses fictitious IRS forms and fraudulent bank correspondence. Samples
fictitious documents may be found at
According to the
FDIC, the documents are being circulated nationwide to customers of banks
of all sizes in an attempt to steal a customer's identity and money by
customer disclose personal and banking information. When the perpetrator
of the fraud contacts the customer's bank in person, by telephone or through
electronic means, he or she has all the necessary customer information
to appear credible. Customers who have completed and returned the fictitious
form via the fax number, mail service or any other means are being advised
to promptly notify all financial institutions with which they do business.
- Having customers
contact the fraud department of each of the
following three major credit bureaus and report that their identities
been stolen. They should also consider placing a "fraud alert"
files and request that no new credit be granted without prior approval.
Equifax: P.O. Box 740241, Atlanta, GA 30374-0241,
Order Credit Report: 1-800-685-1111, Report Fraud: 1-800-525-6285
Experian: P.O. Box 2104, Allen, TX 75013,
Order Credit Report: 1-888-EXPERIAN (397-3742), Report Fraud: 1-888-EXPERIAN
Trans Union: 760 Sproul Road, P.O. Box 390, Springfield, PA 19064,
Order Credit Report: 1-800-916-8800, Report Fraud: 1-800-680-72892.
- For any accounts
that have been fraudulently accessed or opened, the
customers should contact the security department of each affected creditor
or financial institution. The customers should consider closing these
accounts. On any new accounts the customers open, they should consider
a password, but not their mothers' maiden names.
- The customers
should file a report with their local police
department or the police where the identity theft took place, if known.
should retain a copy of the police report in the event that their bank,
credit card company or others need proof of the crime at a later date.
- The customers
should contact the IRS to report the incident using
the following toll-free hotline number: 1-800-829-0433.
April 30, 2002